Mamata scheme for PVTG women in Odisha extended for five years

first_imgBhubaneswar: The Odisha government has extended benefits of the Direct Cash Benefit “Mamata” scheme to the Particularly Vulnerable Tribal Groups (PVTG) in the state for another five years, an official said. While pregnant women of other communities can avail the conditional cash transfer maternity benefit scheme only up to two live births, PVTG women are barred from the limit. “This provision for PVTG women was in place since 2014 and has been extended for another five years till 2024 by the state women and child development department,” he said. Also Read – Bengal family worships Muslim girl as Goddess Durga in Kumari Puja In 2018, the state government extended the scheme to all pregnant PVTG women irrespective of whether they were residing in micro-project areas or not. Mamata was launched by the state government in September, 2011 with an aim to reduce maternal and infant mortality by improving the health and nutrition of pregnant and lactating women. Adult pregnant women, barring government employees, receive Rs 5,000 in two installments, upon fulfilling certain conditions that are beneficial for the health of them and their babies. The state government says the amount is partial compensation for wage loss of the working women to ensure that they get rest during pregnancy and good post-natal care. Odisha government has claimed to have reached more than 38.89 lakh pregnant and lactating women through Mamata scheme by disbursing more than Rs 1810.76 crore.last_img read more

Top GOPer Paul Ryan joins a historic preelection stampede for the exits

first_imgWASHINGTON – Republicans were already sprinting for the exits in historic numbers, with fears of an impending electoral horror show driving them into political retirement before congressional elections this fall.Now their leader has joined the stampede.The highest-ranking member of the U.S. Congress, Paul Ryan — who as speaker of the House of Representatives controls which bills get votes and is third in line for the presidency — announced Wednesday that he’s retiring from politics later this year, at age 48.He insisted his departure has nothing to do with the growing fear among Republicans that they might lose power and be forced to watch helplessly as a new Democratic majority spends two years blocking bills and tormenting President Donald Trump with congressional investigations.Ryan said he’s still confident about the election, and is leaving for family reasons: “My dad died when I was 16 — the age my daughter is. And I just (don’t) want to be one of those people looking back on my life (wishing) I’d spent more time with my kids.”He drew plaudits from former Canadian prime minister Stephen Harper.“Best wishes to my friend … as he moves on to a new chapter,” Harper tweeted. “His long career of serving the people of Wisconsin and the United States will not be soon forgotten.”But Ryan’s dramatic departure — barely two years after his party, on the brink of an internal civil war, turned to him as a popular unifier between the feuding factions of conservatives, moderates, libertarians, and populist-nationalists — fits a larger pattern.Pew Research calculates that this is the biggest number of departures for the Republican party before an election since a 1930 exodus, which came in the doldrums of the Great Depression and was followed by an era of Democratic dominance.Thirty-eight Republicans are leaving the House by choice after this November’s election. In addition to Ryan, another lawmaker, from Florida, announced his resignation Wednesday.One of the nearly-departed said it’s becoming tough in the trenches. Charlie Dent of Pennsylvania told reporters that his colleagues are in an impossible position: Defy Trump and get scorched by supporters, or defend him and get singed by other voters.“I think there’s a lot of wariness. And a lot of exhaustion, frankly,” Dent said. “This is going to be a challenging year … You’re really in a no-win position.”He said modern American politics has evolved into one question, and it’s not about your ideas or principles but whether you are personally with or against Trump.Some Trump fans are pleased with this personnel turnover. To them, it’s like the creative destruction of the old Republican party: some careers are ending, and what’s left in place is a new party.“I do think Republicans are going to contract. So they’re going to lose seats,” Trump booster and conservative organizer Matt Schlapp told MSNBC.“But I can tell you this: the House Republican conference is going to get a lot more conservative. Most of the retirements and most of the seats up for grabs in November (belong to) moderate Republicans.”His assessment that Republicans face losses this fall is rooted in historical precedent, as parties that hold the White House almost always lose congressional seats.The question is how many.Democrats are believed to need to a seven percentage point lead across the country to take the congressional majority, partly because their votes are concentrated in urban districts.They held an average lead of about 7.8 points in the last 10 surveys posted on the website Real Clear Politics, while they held some kind of lead in every single one of the 61 surveys posted this year.Political analyst Kyle Kondik at the University of Virginia put the odds Wednesday of a shift in power at 50-50. He added that he’s being cautious compared to other analysts and wrote that Ryan’s departure was “another bad sign for the Republicans’ prospects.”Some Republicans put it more starkly.“I think Republicans are right to worry about a wave,” conservative pundit Hugh Hewitt told MSNBC.“I think we very well could lose the House.”Former New Jersey governor Chris Christie told ABC that Ryan’s departure “is a big indicator that the speaker doesn’t think he’d be speaker anymore … If you’re a betting person, you’re betting on the Democrats for the House in the fall.”One positive note for Republicans is the Senate. The states up for races this year leave little hope of a Democratic takeover there. And that’s the chamber that approves Trump’s nominations, including ambassadorships, cabinet, and judges.last_img read more

Delivery of Public Services in MENA Fails to Meet Citizens’ Needs:…

Rabat – A new report released Thursday by the World Bank has shown that the delivery of essential public services in the countries of the Middle East and North Africa (MENA) “is failing to meet the needs of citizens and continues to be a source of widespread dissatisfaction.”The report, titled “Trust, Voice and Incentives, learning from local success stories in service delivery in the Middle East and North Africa,” identified a relationship between poor public services and a weak external and internal accountability of those in positions of authority who might be responsible for such shortcomings.The dissatisfaction with public services is widespread. Quoting data from the 2013 Gallup World Poll, the report said that on average about half of respondents in the MENA region, compared with about 30 per cent in Asia and Latin America and the Caribbean, expressed their dissatisfaction with education services and health care in their country. In addition, the 2010-2011 Arab Barometer found that about two-thirds of MENA respondents perceived as “bad” or “very bad” the performance of their government in improving basic health services. More broadly, citizens of the MENA countries told pollsters that their government should do better in ensuring service delivery and fighting corruption.Respondents also expressed little trust in their government’s involvement in the social sectors. Moreover, they are less likely than citizens of other regions to seek accountability and tell public officials what they think, the report added.“Young people in particular are too often let down by schools that do not prepare them for the jobs market,” said Hafez Ghanem, World Bank Vice President for the Middle East and North Africa Region.“The problem is not a lack of resources but the wrong motivation, as public servants are not judged by their ability to meet the needs of citizens. Breaking the cycle of poor performance will be essential for rebuilding the relationship between citizens and governments and allowing the region’s youth to reach their full potential.”The World Bank said that political institutions in most MENA countries lack accountability mechanisms, with citizens unable to obtain adequate information, voice demands, or incentivize policy makers and public servants through formal channels.The report added that citizens in the MENA region have few opportunities to provide feedback on performance quality and to seek accountability.Accountability institutions such as justice sector services, independent audit agencies, and ombudsmen are underdeveloped in the MENA region.This makes it even difficult for citizens to submit complaints, hold public servants and service providers accountable, and obtain their rights.“Although they have excelled at building schools, constructing hospitals, and training stuff, the region’s societies have fallen short in fostering the accountability and values needed to motivate public servants and service providers to deliver quality services,” the report said.The report has also identified local success stories come from Jordan, Morocco and the Palestinian Territories; each from localities which were able to find better ways to provide services to their communities with limited resources. read more

Football Ohio State vs Maryland – By the Numbers

Senior quarterback J.T. Barrett (16) prepares to pass the ball downfield during the second quarter of the OSU-Maryland game on Oct. 7. Ohio State beat Maryland 62-14. Credit: Ris Twigg | Assistant Photo EditorNo. 10 Ohio State dominated Maryland in one of its most impressive games all season, beating the Terrapins 62-14. Whether it be on offense or defense, the Buckeyes had the answer for everything Maryland threw at them, as they outgained it 584-66 in total yardage. Here are some important statistics from Ohio State’s victory against Maryland.1 – total first quarter offensive yards for Maryland. Ohio State was off to a hot start in the first quarter not just offensively — having put up 20 points on 187 yards — but also defensively. The defensive line had already blown up the Terrapins’ offensive line several times, sacking quarterback Max Bortenschlager twice and forcing him to fumble that led to a scoop-and-score from linebacker Jerome Baker. Bortenschlager failed to complete a pass in two attempts that quarter and the two running backs for Maryland totalled only 16 net yards.On Maryland’s first drive of the quarter, Bortenschlager was sacked on both the first and third plays, coughing up a fumble on the latter sack that was recovered by linebacker Jerome Baker and returned 20 yards for an Ohio State touchdown. The Terrapins brought those seven points back on the subsequent kickoff from redshirt junior kicker Sean Nuernberger, but had another play on the next drive that lost yardage before a pair of incomplete passes and a punt.This quarter essentially set the tone for the rest of the game as the Ohio State defensive line dominated the line of scrimmage all game long. This, combined with the inaccuracy of Bortenschlager in critical moments, prevented the Maryland offense from finding any form of consistency throughout the game.8 – different Ohio State starters who caught a pass. The only two skill-position starters who did not catch a pass in the game were running back J.K. Dobbins and quarterback J.T. Barrett. The redshirt senior signal-caller distributed the ball to everyone at his disposal, finding all six starting wide receivers, the starting tight end and running back Mike Weber.Junior wide receiver Parris Campbell (21) runs the ball downfield during the first quarter of the OSU-Maryland game on Oct. 7. Credit: Ris Twigg | Assistant Photo EditorAfter the season opener, wide receiver Johnnie Dixon said every game gives a new wideout a chance to shine. In Saturday’s victory over the Terrapins, no one receiver in particular really stood out above the rest, rather each contributed and put the depth of Ohio State’s receiving corp on display. Perhaps most notably, each receiver with the exception of H-back K.J. Hill caught at least one pass for 10-plus yards.Teams often count on at least one player to step up and emerge as that one top guy the quarterback can rely on situations he needs to make a completion. At times, that guy has looked like it could be H-back Parris Campbell or wide receivers Johnnie Dixon or Binjimen Victor. For now, Barrett will have to continue to rely on a group rather than a go-to receiver.1.2 – Maryland offensive yards per play. In what was Ohio State’s most dominant defensive showing of the season, the Buckeyes limited the Terrapins to a mere 1.2 yards per play. Up until a 20-yard touchdown rush by third-string running back Javon Leake on Maryland’s last drive of the game, the Terrapins had averaged only 0.85 yards per play with 46 total yards coming on 54 plays. Maryland’s offense picked up the fewest yards allowed by Ohio State since 1960. The Buckeyes had more total penalty yards (85) than the Terrapins had total yards (66), and the Terrapins had just as many penalty yards as total yards.The key takeaway in this game is that without starting defensive tackle Dre’Mont Jones and its top cornerback Denzel Ward, who was ejected for targeting, for most of the game, the Ohio State defense put up its most dominating performance this season. This comes at a crucial time in its season because the schedule begins to feature its most challenging opponents, with road trips to Nebraska and Iowa as well as home games against Penn State and Michigan State on the horizon.12 – Ohio State tackles for loss. The key to that defensive dominance — as it so often is — was the performance of the defensive line. Playing without two starting defensive tackles — Jones (injury) and Michael Hill (suspension) — hardly seemed to impact the end result as the Terrapin offensive line was transformed into a revolving door all night by the defensive line.Sophomore linebacker Malik Harrison (39) and sophomore safety Jordan Fuller prepare for the kick-off during the first quarter of the OSU-Maryland game on Oct. 7. Credit: Ris Twigg | Assistant Photo EditorThe unit forced three fumbles (recovering two), including one that was returned for a touchdown by linebacker Jerome Baker, sacked the quarterback five times and held the opposition to just 50 yards on the ground. Twenty of those 50 yards came on one rush in garbage time in the fourth quarter.With Jones expected back next week, Hill’s indefinite suspension potentially eventually coming to an end and the continued display of depth from performances like defensive ends Chase Young (a tackle for a loss and forced fumble) and Jonathon Cooper (three tackles), Ohio State head coach Urban Meyer can continue to rely on his defensive line moving forward.“I think you felt the D-line in several games, and like Indiana, you couldn’t feel them because the ball was out so fast. The line of scrimmage we just dominated,” Meyer said. “I don’t want to take away our pass defense. When you hold them to, looked like 16 yards or something like that passing, that’s good secondary play. But I know why they didn’t throw very much. The D-line was all over them.” read more

Football Ohio State makes final case for College Football Playoff spot in

Ohio State head coach Urban Meyer celebrates with the Big Ten championship trophy. Credit: Jack Westerheide | Photo EditorINDIANAPOLIS — A Big Ten championship title. An 11-2 record. Wins over four top-25 opponents. That is the resume Ohio State (11-2, 9-1 Big Ten) will bring to the table when the College Football Playoff committee decides on its four teams to make the playoff.Ohio State beat the No. 4 Wisconsin Badgers 27-21 in Indianapolis to claim the Big Ten championship and leave its fate up to the voters. Following No. 6 Georgia’s win in the SEC title game, an ACC championship win by No. 1 Clemson and No. 3 Oklahoma winning the Big 12 title, three spots appear to be locked up. The only other teams that would appear to have any claim to that fourth spot are No. 11 USC, a two loss Pac-12 champion, No. 2 Auburn, which lost the SEC championship game, and No. 5 Alabama, a team that lost to Auburn. However, more than likely, the the final spot in the playoff will come down to the Buckeyes or the Crimson Tide. The committee might have to decide on which is more important: a stronger slate of wins or fewer losses.The Buckeyes have wins against No. 4 Wisconsin, No. 9 Penn State and No. 16 Michigan State, as well as a road win against Michigan, which has been ranked at times this season. Alabama has wins against No. 17 LSU, No. 23 Mississippi State and No. 25 Fresno State. Ohio State’s list of quality wins is what could give it the potential nod, but its two losses could be what holds it back. Though one of the losses came against highly ranked Oklahoma, the second came in a 55-24 blowout loss to a 7-5 Iowa team. Alabama’s only loss came to Auburn, which finishes the season 10-3 and as the runner-up in the SEC championship game.This will be unchartered territory for the committee, no matter which of the two teams it picks. No two-loss team has ever reached the playoff. No conference has ever been represented by two teams.There is precedent involving two previous Ohio State teams that could seem to apply here. A one-loss, non-conference champion Ohio State in 2015 was not enough to make the playoff despite being the reigning national champions and having a team deemed by many to be among the most talented in the nation. Ohio State, a one-loss, non conference champion in 2016, reached the College Football Playoff because of its strength of schedule, and two-loss Big Ten champion Penn State — which beat Ohio State — did not make the playoff. This situation, in only the fourth-ever College Football Playoff, seems to not fit in perfectly with any of the aforementioned scenarios, leaves this as a much of a mystery for how the committee will respond Sunday when the announcement is made at noon. read more

Retiring soldiers should face psychological exams to help them avoid prison says

Soldiers should receive assessment from psychologists before they leave the army to help them avoid prison and homelessness, the former head of the army has told The Telegraph.General Lord Sir Richard Dannatt, Chief of the General Staff from 2006 to 2013, said proposals for mental health assessments for retiring soldiers, sailors and airmen “had merit” and should be provided “as part and parcel of the pre-existing resettlement package.”His comments come as campaigners revealed the combined number of veterans in prison or on probation, or who are homeless, or who are suffering with mental health problems may be as high as 66,000.Harry Fletcher of the Victims Rights Campaign said: “There needs to be a comprehensive medical assessment of the condition of all military personnel prior to discharge from service.“This must cover mental health and addiction issues. Most of those ending up on the streets, in the justice system or mentally ill are male, under 30, working class and from Army regiments. This group must be given coordinated assistance without delay.” Under the the MoD’s Career Transition Partnership, service personnel are provided with help and consultation on housing, employment and training.A higher level of assistance is provided to longer-serving or wounded personnel but the CTP does not include a mental health assessment.A Government spokesman said: “The majority of veterans go on to lead happy, healthy and successful lives, but we are committed to supporting those who struggle. Last year, the MOD launched the Veterans’ Gateway – a 24 hour helpline that acts as a single point of contact for former service personnel to access the help they deserve, from advice on health care to finances and housing.“In addition, the Government is providing more than £1.2bn to tackle all forms of homelessness through to 2020, and veterans have high priority access to social housing to ensure they are not disadvantaged by their service.” General Dannatt told the Telegraph: “To do what is being suggested has a lot of merit, within the context of the overall resettlement scheme.“I think to make it a normal part of the resettlement programme would have benefits, but to give it undue prominence might help some, but have adverse effects on others by suggesting a problem which might not be there for them. “It should be part and parcel of the pre-existing resettlement package.”Government research eight years ago found there were 2,820 former service personnel in prison: around 3.5 per cent of a prison population of just over 81,000. Soldiers from 3 Company the Coldstream Guards carry a 100kg log during an exercise in Windsor Park.  That percentage was confirmed by the MoJ in a Parliamentary answer this summer, and would equate to nearly 10,000 veterans either in prison, or among the 260,000-strong probation population, charities say.The Royal British Legion points out there has been less research on this in the UK than in the US, and warns many detainees do not admit to a service background either for fear of prison beatings or a sense of embarrassment at having let down the regiment. Other research has placed the estimate as high as nine per cent.The Mental Health Foundation has said 25,000 veterans are receiving treatment for mental health conditions, and estimates that only half of those suffering are receiving treatment, suggesting as many as 50,000 veterans have mental health issues.And based on figures from the Government, homeless charities, and veterans organisations, Plaid Cymru – which is calling on the government to provide more joined-up care for veterans – estimates that there are some 6,000 homeless veterans across England and Wales. Soldiers from 3 Company the Coldstream Guards carry a 100kg log during an exercise in Windsor Park. Credit:Sgt Paul Randall RLC Lord Richard Dannatt said the idea "had merit" Lord Richard Dannatt said the idea “had merit”Credit: David Rose Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings. read more

Siempelkamp supplies belt press technology to leading European mining conveyor belt manufacturer

first_imgIn December 2013, the Polish company Sempertrans Belchatów ordered a steel cord conveyor belt press line from Siempelkamp for the production of belts with a width of up to 2,700 mm. Siempelkamp states that in addition to its many years of experience in plants for the rubber industry, the customer was convinced by the individually controlled steel cord tension distribution system. This innovative concept allows increased production safety and plant availability. Sempertrans Belchatów will be the first customer in central Europe operating the system with direct tensioning drives in the creel.Siempelkamp’s electromotive individually controlled tensioning system located directly in the creel, including measuring and control functions, allows 100% control over the actual steel cord tension distribution. Exact quality reporting allows the plant operator to optimise production and therefore, increase quality. The system includes a roller comb that replaces the fixed finger comb used in previous concepts which reduces the abrasive wear on the galvanised steel cables. Furthermore, compared to the traditional principle, the roller comb helps to guide the steel cables to the subsequent process and due to the rolling (roller) design the tension distribution will be deflected as little as possible.With the new Siempelkamp line – including a 2,700 x 18,480 mm multi-piston press with optimised pressure distribution – Sempertrans Belchatów is expanding its production of steel cord conveyor belts to meet increasing demand. This investment will furthermore expand the strong technological position of the company in the area of high-quality conveyor belts. The subsidiary of the Semperit Group is Poland’s most important manufacturer of conveyor belts and one of the largest in Europe. The plant specialises in the manufacture of heavy-duty steel cord conveyor belts as well as textile conveyor belts. These are primarily used in lignite and iron ore mines as well as other mining operations, in the steel industry and in power plants.last_img read more

Mars is the next challenge for astronauts but landing is the biggest

first_imgLANDING ASTRONAUTS SAFELY on Mars is one of the biggest technological hurdles for any future manned mission to the Red Planet, even more complicated than last year’s daring rover touchdown.NASA dazzled observers by landing the one-ton Curiosity rover on Mars in August in a high-speed operation using a sky crane and supersonic parachute, but experts say the task would be even more challenging with humans onboard.“The Curiosity landing was an amazing accomplishment,” said Robert Braun, a former NASA engineer now at the Georgia Institute of Technology.“But it’s really a baby step that we needed to take, on the way of one day walking on the Mars surface,” he said at a conference in Washington this week.The three-day meeting brought together NASA experts, university researchers and members of the aerospace industry for talks focused on exploring the neighboring planet.“Curiosity has been described as a small car,” Braun said of the six-wheeled mobile lab that has been exploring Mars for the last nine months.What we are really talking about today is landing a two-storey house, and maybe landing that two-storey house next to another one that has been pre-positioned.Where Curiosity weighed one ton, engineers estimate a supply capsule to prepare for a manned landing would weigh somewhere around 40 tons.Such a mission would require not only food, water and oxygen for the astronauts, but a vehicle powerful enough to get them back to their spaceship, which would likely remain in orbit.“The technologies we will use to land our systems on Mars will probably have little semblance to the systems we have been using for the robot program because of their scale,” Braun said.The first six robots NASA sent to Mars starting in 1974 were light enough that their descent was slowed by parachutes and their landing aided by balloons.Curiosity was heavier, so it required a complex landing apparatus that included a supersonic parachute and a rocket-powered crane.But neither method is likely to work, without significant adjustments, for the much larger vehicles required for a manned landing, nor would the technology used to land spacecraft on Earth work on Mars.Atmospheric pressure at 40 kilometres altitude on Earth is equivalent to just 10,000 metres on Mars — which leaves little time to slow the faster-than-sound speed of a Mars lander, Braun said.“It’s a challenge we have not yet faced, and we don’t have yet a specific answer to,” he said.Adam Stelzner, one of the inventors behind Curiosity’s space crane, is more optimistic, saying that landing the rover did not require NASA to “invent some new device technology.”Instead, the project required “just thinking a little more creatively in using the materials, the technological materials, that were at hand,” he said.Stelzner, an engineer at NASA’s Jet Propulsion Lab, believes similar creative thinking — such as scaling up the sky crane — could bring about a successful manned landing in the near future.He points out that in the summer of 2003 — just eight years before Curiosity’s launch — NASA did not know how to land the robot.But Charles Campbell, an aerodynamics expert at NASA, said the technological challenges should not be underestimated.“We need a retropropulsion system at mach two or three at Mars,” he said.We know how to design a hypersonic vehicle, but reconfiguring this vehicle to a retropropulsion vehicle is a transforming event.Campbell added that the costs would be great and the effort would likely require international cooperation.“A human mission to Mars is going to require a vehicle of the scale of a space shuttle,” Campbell said, with the mission requiring a jump “in order of magnitude from what we are used to dealing with.”- © AFP, 2013Read: Men are from Mars: €1.9 billion NASA Rover draws penis on red planet > Read: Mars missions scaled back because of sun >last_img read more

Marvel shows off the variant costumes in Marvel vs Capcom 3

first_imgCapcom will finally be releasing a sequel to their popular Marvel vs. Capcom series early next year, but game tech has changed a lot since Marvel vs. Capcom 2 was first released for the Sega Dreamcast a decade ago.Back then, you see, Marvel vs. Capcom’s fighter roster was comprised entirely of 2D sprites… most of which were culled wholesale from existing Capcom games. It was an efficient way to make a game with over 56 different fighters: just reuse the art that was already on file from existing games.Now that Marvel vs. Capcom 3 is a 3D affair, though, all the fighters need to be hand modeled… which is why the fighter roster in the latest game is so much smaller than in the previous title. But 3D’s also created another problem: costume changes to distinguish characters fighting one another in multiplayer. With 2D assets, this is as simple as a palette swap, but with 3D models, you need to reskin and potentially even remodel each character. That’s a lot of work.Over at Marvel.com, there’s a fantastic post up explaining how they’re doing alterate costumes this time around. Basically, they’re looking to reskin characters in different color schemes that are evocative of actual Marvel variant costumes but without changing the model. For example, black costume Spider-Man is in, while, say, Wolverine without his hood on just isn’t possible.It’s really interesting, and it seems like Marvel really tried to make all of these color variant skins match actual in-comic permutations of their most famous characters. That’s a far cry from the simple palette swapping that Marvel vs. Capcom 2 did to make Iron Man uncharacteristically blue.Read more at Marvellast_img read more

KBC Bank admits it used time limit clause in 27 tracker complaints

first_imgKBC Bank admits it used time limit clause in 27 tracker complaints to Ombudsman A number of banks, including KBC, reversed their decision to challenge the investigation of these complaints after a public rebuke by the ombudsman. Image: RollingNews.ie https://jrnl.ie/4809090 Sat 6:01 AM Saturday 14 Sep 2019, 6:00 AM Tweet thisShare on FacebookEmail this article 9 Comments Image: RollingNews.iecenter_img 10,337 Views By Michelle Hennessy KBC BANK IRELAND has admitted it had raised time limitations in respect of 27 customer complaints about tracker mortgages to the Financial Services and Pensions Ombudsman.Last month ombudsman Ger Deering revealed a number of lenders were arguing that his office should not investigate certain complaints about tracker mortgages because the consumers had waited too long to make them.The Central Bank examination of tracker mortgages found more than 40,000 customers were impacted by the overcharging scandal.Under the Financial Services and Pensions Ombudsman Act 2017, a complaint must be made within six years of the conduct that gave rise to the complaint. The legislation also states that the complaint must be within three years from the date on which the customer became aware of the conduct. Deering said it was a “sad irony” that banks were using this three-year limit, which had been inserted into the legislation to assist customers who may fall outside the six-year limit. He said the challenges could mean serious delays in investigating complaints as his office would first have to do a time limit assessment on each. In correspondence sent to the Oireachtas Finance Committee, KBC Bank confirmed it raised the time limitation in 27 cases. Sinn Féin TD Pearse Doherty said this is proof that the culture in the bank has not changed, “nor has its attitude to customers”. After the ombudsman’s public rebuke, several banks, including KBC, stated they would no longer challenge the investigation of complaints under the time limit clause. Doherty said the decision was “due to the political and media pressure they have faced”. “This only demonstrates that their repeated apologies in respect of the tracker mortgage was based more upon their public image than any commitment to their customers,” he said.Doherty said this section of the legislation was never intended to be used as a loophole.  Share7 Tweet Email1 Short URL The legislation was passed to ensure that many of those affected were able to have their cases heard by the ombudsman, and many of them have.In a statement to TheJournal.ie, KBC Bank said the 27 cases were customers it had deemed not impacted by overcharging in its tracker mortgage examination. The bank said it had “consulted the FSPO and communicated that, in its view, the cases appeared to be outside the specific time limitations” set out in the legislation.KBC said it had also acknowledged in its communications that it remained at the discretion of the ombudsman’s office to accept complaints, including those that fall outside those time limitations. The decision to raise the timeframe in these 27 cases was made before Deering’s comments in the media. KBC said it later communicated with the ombudsman’s office to state it would no longer be raising the application of time limits. “KBC Bank confirmed to the Financial Services and Pensions Ombudsman that, in the interest of customers, the bank will not challenge time limitations in respect of tracker mortgage complaints.”Last month TheJournal.ie asked all of the main banks whether they had attempted to use these limitations to block the investigation of tracker mortgage complaints.Bank of Ireland said it referred a “small number of non-impacted customer cases” for consideration in relation to timeframe. However it said it had taken on board feedback from Deering and informed his office the bank was “happy that they don’t apply a time limit to any tracker mortgage related complaints”.AIB said it would not be seeking the application of time restrictions. Ulster Bank said it had never challenged the jurisdiction of the ombudsman’s office in relation to time limits on tracker mortgage complaints. Permanent TSB also said it had not raised the time limit in respect of any complaints to the ombudsman.Doherty said today that the Finance Committee has received correspondence from a number of banks and is awaiting similar information from Bank of Ireland and Permanent TSB. The committee is expected to meet with bank executives about the issue when the Dáil resumes.last_img read more

The raddest swords to ever have their thirst quenched by a rivals

first_imgListen, we’re going to be completely honest with you: Here at Geek.com, swords are probably our third favorite medieval weapon grouping (after axes and hammers, naturally), due largely to their ubiquity. Whether you’re talking high fantasy, sword & sorcery, historical epics, or even some science fiction… swords are absolutely everywhere. And the reason behind that is something that even us sword-scoffers have to admit. Swords are versatile, practical, and look reliably awesome.Collected here are the absolute raddest examples. Did we include your favorite sword in the list? If not, tell us down in the comments below. But don’t come at us with any of that Lord of the Rings stuff: Sting is practically a dagger and Glamdring & Anduril are just regular blades with fancy names.Aubrey Sitterson is the creator of the ongoing sword & sorcery serial podcast, SKALD, available on iTunes, Google Play, Stitcher & Podomatic. There are definitely swords in it, but more importantly, there’s also a big, scorched chunk of the World Tree that a barbarian uses as a cudgel. For more information, follow Aubrey on Twitter or check out his website for more information. Cloud’s Buster Sword1/11One of the most instantly recognizable entries on this list, Cloud’s Buster Sword (as originally seen in Final Fantasy VII) looks less like a weapon and more like a giant butter knife. But despite its wildly unrealistic proportions, the Buster Sword has become an icon, and perhaps the purest expression of the “anime dude with a giant weapon” archetype.<><>last_img read more

Report Samir Nasri offered a contract by West Ham

first_imgWest Ham United have reportedly offered Samir Nasri a six-month deal that includes a weekly wage of £80,000The French midfielder has been training at West Ham since November in a bid to convince manager Manuel Pellegrini of his fitness and be awarded a contract.Nasri is currently a free agent with his last competitive outing being in August 2017 for Turkish side Antalyaspor in a Super Lig match against Yeni Malatyaspor.This is due to the fact that he’s still serving an 18-month ban from FIFA for breaching the World Anti-Doping Agency (WADA) rules in 2016.But the suspension will be lifted in January and Nasri can resume his playing career once more with West Ham his most likely destination.The 31-year-old previously played under Pellegrini at Manchester City four years ago and the Chilean has confirmed he’s interested in making a deal happen.Harry Maguire, Manchester UnitedLiverpool legend Nicol slams Harry Maguire’s Man United form Andrew Smyth – September 14, 2019 Steve Nicol believes Harry Maguire has made some “horrendous mistakes” recently, and has failed to find his best form since joining Manchester United.Now the Daily Mirror claims that a six-month contract worth £80,000-a-week has been offered to Nasri with West Ham recently being hit by the loss of striker Javier Hernandez and defender Fabian Balbuena to injuries.Summer recruits Jack Wilshere, Andriy Yarmolenko and Carlos Sanchez are sidelined, while Manuel Lanzini remains out with a knee injury.The report adds that should Nasri impress the Hammers then they will likely take up an option to keep him beyond next summer.The ex-France international has spent the majority of his playing career in the Premier League for both Arsenal and City, where he won the title two times.After leaving the Etihad Stadium in 2016, Nasri had brief spells with La Liga side Sevilla and lastly Antalyaspor.last_img read more

Mural raising awareness of Maria victims unveiled in Miami

first_imgMIAMI (WSVN) – A mural that was unveiled in Miami, Saturday night, aims to raise awareness of Hurricane Maria victims in Puerto Rico.Artists from all over the world headed to Miami to create the mural that, organizers said, shines a spotlight on residents of the Caribbean island who are still in need of help.“There are people that are still suffering in Puerto Rico, and we wanted to raise awareness about that need,” said German DuBois, executive director of Puerto Rico Hope Murals, “and leverage our artists as a platform to talk about the history and the culture of Puerto Rico and why we all need to still be on deck and involved with raising funds for the ongoing relief efforts.”Donations from the unveiling will support charities and organizations that are helping with relief efforts.Copyright 2019 Sunbeam Television Corp. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.last_img read more

Several hurt in Miami after report of armed robbery leads to multicar

first_imgMIAMI (WSVN) – A man is facing multiple charges after being involved in a multi-vehicle crash that left several people hurt in Miami.It all started at around 11:30 p.m., Tuesday, when Miami Police responded to a call of an attempted armed robbery along Northwest Seventh Avenue and 56th Street.“We received a call of three black males holding a gun to the head of a black male that was kneeling on the the area of Seventh Avenue and 56th Street,” said Miami Police Officer Michael Vega.Police said that caller then told them that one of the suspects got into a white Corvette.When officers arrived, they said the Corvette sped off.Police said they did not attempt to chase. However, in the driver’s attempt to evade police, he crashed into two vehicles along Northwest Seventh Avenue and 62nd Street.The crash caused one of the vehicles to smash into an unoccupied building. The driver of the Corvette suffered minor injuries and was taken to Jackson Memorial Hospital Ryder Trauma in stable condition. He faces charges of eluding police and driving with a suspended license.Officers were unable to locate the victim who had the gun pointed at him in addition to the two other alleged gunmen.The investigation remains ongoing.If you have any information on the alleged stick up, call Miami-Dade Crime Stoppers at 305-471-TIPS. Remember, you can always remain anonymous, and you may be eligible for a $1,000 reward.Copyright 2019 Sunbeam Television Corp. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. “It hit that vehicle, causing that vehicle to go into a spin and then subsequently hit the building,” said Vega. “Then the Corvette continued and hit the second vehicle.”7Skyforce flew over the scene, Wednesday, where a hole could be seen on the side of the vacant building owned by Gator Investments, as well as a shattered window and a mangled bus bench.Maintenance crews for the property got to work clearing what they could. They said this wasn’t the first time a vehicle has hit the building, but it is the worst damage they’ve seen.“Just board it up and try to get the property back in order,” said maintenance worker Joshua Leidler. “It’s always been like if somebody was to move out and stuff like that, but luckily nobody was inside right now.”As a result, the intersection of Northwest Seventh Avenue and 62nd Street was shutdown in all directions, but it has since reopened.Two people were inside the second vehicle hit by the Corvette. One was transported in stable condition to North Shore Medical Center Miami.The driver of a third car was treated on the scene. last_img read more

Netflix Accused of Rigging Executive Bonuses

first_imgThe pension fund alleges that four Netflix executives reaped millions of dollars from the improper bonuses. Ted Sarandos, the chief content officer, is accused of taking $10.5 million. Neil Hunt, the former chief product officer, is alleged to have gotten $12.6 million. Greg Peters, the current chief product officer, is accused of taking $3.2 million. David Hyman, the general counsel, is alleged to have received $800,000.The lawsuit echoes a 2017 article in the Financial Times, which noted the “uncanny accuracy” of Netflix’s projected bonus payments. The article noted that the company established a bonus pool of $18.75 million for three of its executives in 2016. According to regulatory filings, those executives ended up receiving $18.7295 million in bonuses for that year.In response to the Financial Times, Netflix said its executive compensation practices are consistent with federal statutes.“The fact the targets are set during guidance makes them inherently uncertain, and not a foregone conclusion,” the company told the FT. “To hit the target, it requires effort and management skill by the executives. It is also a benefit to the company as we receive a tax deduction.”The shareholder suit was first reported by the Hollywood Reporter. Netflix declined to comment, saying the company would weigh in “at the appropriate time.”Netflix Birmingham Relief Retirement by gmaddaus on Scribd A Netflix shareholder has filed a federal lawsuit accusing the streaming giant of awarding lavish bonuses to top executives.The suit, brought by the City of Birmingham Relief and Retirement System, alleges that Netflix violated tax law by giving “multi-million dollar windfalls” to executives including Ted Sarandos based on performance targets the company knew it was almost certain to achieve.“Through their conduct, Defendants rigged the compensation process, guaranteeing Netflix officers huge cash payments while misleading investors into believing that these payments were justified by attainment of real performance goals,” the suit alleges.Public companies are allowed to deduct salaries for top executives up to $1 million. Above that threshold, compensation may only be deducted if it is based on performance goals. The law requires that the goals be “substantially uncertain” at the time they are set. The Netflix bonuses were based on streaming revenues, which the pension fund alleges were highly predictable once the company knew how many subscribers it had in a given quarter. ×Actors Reveal Their Favorite Disney PrincessesSeveral actors, like Daisy Ridley, Awkwafina, Jeff Goldblum and Gina Rodriguez, reveal their favorite Disney princesses. Rapunzel, Mulan, Ariel,Tiana, Sleeping Beauty and Jasmine all got some love from the Disney stars.More VideosVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9Next UpJennifer Lopez Shares How She Became a Mogul04:350.5x1x1.25×1.5x2xLive00:0002:1502:15center_img Popular on Variety last_img read more

Metro fire CRS probe finds damage in third rail connector

first_imgKolkata: Preliminary investigation by the Commission of Railway Safety (CRS) in the incident of fire in a Metro rake on December 27 has pointed out damage in the Third Rail Current Connector (TRCC) on the opposite side of the third rail due to sparking and air spring on the rear bogie of the rake, resulting in fire and smoke in the coach.Sources in Kolkata Metro said that the CRS eastern zone has also offered some suggestions regarding safety and security of the passengers to the authorities at a meeting held in Metro Rail Bhavan in Kolkata on Friday. Also Read – Rain batters Kolkata, cripples normal life”The CRS has recommended audio and video surveillance inside compartments with monitoring facilities at control rooms and also with the motorman and the guard of the trains. It has also suggested improvement in the fire alarm and smoke detection system for efficient handling of crowd in case of any untoward incident,” an official of Kolkata Metro said. The preliminary probe report undersigned by Mohammad Latief Khan, CRS eastern zone, has been sent to the Also Read – Speeding Jaguar crashes into Mercedes car in Kolkata, 2 pedestrians killedChief CRS who is based in Lucknow. An air-conditioned rake of a train caught fire on December 27 and had caused breathing problems and injuries to as many as 14 passengers. The commissioner of CRS Eastern Zone, along with his team, visited Maidan Metro station and the carshed in Noapara where the damaged rake was kept during the probe. The members of CRS also talked with the passengers who were in the damaged rake on the fateful day. “Inquiry is still in progress and the CRS will also point out negligence of person/persons, if any, in the whole incident,” a senior official of Kolkata Metro said.last_img read more

VIDEO Fergies AllStar Game anthem was so bad Draymond Green struggled to

first_imgAfter a half an hour of Kevin Hart no one asked for, Fergie was tasked with performing the national anthem to kick off the NBA All-Star game.She swung for the fences with a way too over the top rendition that was excruciating and hard to listen to. The funniest reaction came from Draymond Green, whose transfixed facial expression while watching her try to have a memorable Whitney Houston moment.Once Green was caught on the jumbotron, the Staples crowd had a laugh. Don’t feel too bad Draymond, we were all thinking the same thing. We sure that’s not Frank Drebin?last_img

Better Features Doesnt Make a Successful App Heres Why

first_imgApril 10, 2014 Growing a business sometimes requires thinking outside the box. Opinions expressed by Entrepreneur contributors are their own. Most of the best apps come from people solving problems that they’ve had in their daily personal or professional lives.You’ve probably heard this a lot in general and went on to discover your own problem that is worth solving. So you build an app, but it doesn’t get much traction. It may get some initial traction, but not enough to make it a business. This is the story of many of the two million apps in the app store.Related: If I Knew Then: Serial Entrepreneur Reveals Why Second Place Isn’t Good EnoughYour app’s kicker is a feature only incrementally better than the existing app(s). While you may convince yourself that this is reason enough for people to use your app vs. the one they’re using currently, the truth is that people don’t change habits that easily and frequently.Case in point: There are many apps such as Snapchat in the market with incrementally better features. Does that make all of them successful and move the existing Snapchat user to those other apps?Just because there’s a better mousetrap, it doesn’t mean that I will buy it if the current one that I use satisfies my needs. In a recent interview, Google’s Larry Page said, “Incremental improvement is guaranteed to be obsolete over time. Especially in technology, where you know there’s going to be non-incremental change.”If you’re still not convinced, here are some more reasons why you should drop your app idea if it is only incrementally better than the existing products:1. A better app doesn’t always win. This is especially true if a large number of users are already using a competing app. A paper by John Gourville, professor of marketing at Harvard Business School, specifies that products fail because entrepreneurs irrationally overvalue their innovation, compared to consumers who overvalue what they’ve been already using. He states that for new apps (products) to stand a chance, they have to be 10 times better than the existing ones, “making the innovation’s relative benefits so great that they overcome any overweighting of potential losses.”Related: 9 Tech Entrepreneurs Share Their Secrets to Success2. Competition can squash your business. If your idea is similar to your competitor (with marginal feature differentiation) that already has traction in the market, you must be naïve to assume that your competitor will not react. The competition already has a head-start with a sizeable customer base and can quickly adapt to the new feature if it is of any consequence, squashing your business aspirations. You need to be able to differentiate a feature from a product.3. The app is only “nice to have.” Build a painkiller rather than a vitamin. A vitamin is nice to have and may do some good if you have one every day. But if you have a headache, you must take a painkiller or suffer the consequences. Should you launch your app with incrementally better features, that makes it a nice-to-have product rather than a ‘must have,’ since the ‘must have’ already exists in the market.4. No word-of-mouth trigger. if you look at the most successful apps in the market today, they’ve all grown because the word spread from one person to another, quickly. Be it WhatsApp or Evernote, they didn’t spend any marketing dollars to get traction. They just built a fantastic product that solved a problem so grave for some people that they couldn’t live without it.If your product can invoke that emotion, you’ve got a viral effect as people are bound to tell their friends and extended network about the app. But if you build something that is just incrementally better than your competition, chances are people may not have that same feeling.Legendary quarterback Joe Namath said it best: “If you’re not gonna go all the way, why go at all?”Related: 7 Myths of Developing Mobile Apps Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global Register Now » 4 min readlast_img read more

Earn 500 bonus when booking groups with CIE Tours

first_img Posted by Share Monday, November 19, 2018 Tags: CIE Tours MORRISTOWN, NJ — CIE Tours International has launched a new limited-time promotion that allows travel agents to earn up to a $500 bonus for group bookings of 10 or more travellers.Available through Dec. 15, 2018, the offer is valid on 2019 travels in all markets in which CIE Tours hosts guests. These include Ireland, England, Scotland, Wales, Iceland and Italy.Sample tours include:Taste of Iceland, starting at $3,035: On this tour clients will see Iceland’s waterfalls, geysers and the colourful city of Reykjavik. They will also soak in the famous Blue Lagoon, traverse the Golden Circle, visit the icebergs of Jokulsarlon Glacier Lagoon, and, from September to April, have a good chance of seeing the famed Northern Lights.Irish Foodie Tour, starting at $2,575: Foodies can immerse themselves in Ireland’s culinary heritage and culture, meet artisan and traditional producers, and enjoy a tea tour of Dublin on a vintage double-decker bus. They’ll also forage for seaweed along the shore and taste cheese on a goat farm.English Knights and Wizards, starting at $2,515: Guests explore England and Wales on this exciting family-focused tour. Highlights include visits to Harry Potter’s London, Stonehenge, and the ancient Roman Baths. Clients will also take in a play in the famed West End, feast in luxury at Cardiff Castle, visit the falcons at Chester Cathedral, and learn about music history at the British Music Experience in Liverpool.Taste of Italy, starting at $2,455: During this introductory tour, clients will see the glorious architecture of Venice from a gondola, discover the birthplace of the Renaissance as they tour Florence and the Uffizi Gallery, and see the ancient sites of Rome. Also included is an evening visit to the Vatican.More news:  Flights cancelled as British Airways hit by computer problemFor more information call 1-800-223-6508 or email groups@cietours.com.center_img << Previous PostNext Post >> Earn $500 bonus when booking groups with CIE Tours Travelweek Group last_img read more